Control
You decide what enters the ledger.
No bank login required. Local Ledger is built around intentional tracking, not silent imports.
Control-first, local-first, no bank login required
Stay on top of your money without typing every transaction.
Log spending by voice, receipt photos, or quick add. Local Ledger drafts and categorizes entries for you to review, so you keep control without the busywork.
No bank connectionYou review the recordUsable offline
Fast capture, still your call.
Say what you spent or snap receipts. Local Ledger drafts and categorizes the transactions for you to review, even several at once.
- Voice
- Receipt scan
- Quick-add
- Offline
- Private
No bank login required. Less typing. You review what becomes your ledger.
A clear record you actually understand.
Monthly overviews, budgets, and spending breakdowns turn the transactions you chose to track into a useful picture of your money.
Spending breakdowns
See where the money went at a glance.
Goals
Set targets and track progress without guesswork.
Recurring & budgets
Subscriptions and limits stay visible.
Multi-currency
Keep one ledger across the currencies you use.
The speed of automation, with the control of a ledger.
- 1
Capture what happened
Voice, receipt photos, or quick add. Record spending while the details are still fresh.
- 2
Review the draft
AI helps categorize, tag, and spot duplicates, then you decide what belongs in the ledger.
- 3
Stay close to the pattern
Trends, budgets, and goals help turn everyday tracking into clearer money habits.
What we build next
You vote. The strongest signals lead.
- Sharing·In progress
Shared & family accounts
Share a ledger with a partner or the whole family, with roles and private spaces.
- AI·In progress
AI suggestions from your history
Patterns and prompts based on your own ledger, not a generic finance feed.
- Automation·Planned
Smarter reminders
Catch bills and subscriptions before they hit, on your schedule.
- Goals·Planned
Multi-currency goals
Save toward a target in any currency and watch progress convert live.
- Import·Exploring
Bank-statement import
Import a statement when you choose, then review the matches before they land.
- Budgets·Exploring
Flexible budgets
Rolling budgets, envelopes, and per-category limits that bend with real life.
Something missing from the list?
Three commitments behind the product.
Speed
AI handles the capture work.
Voice and receipt scans draft entries, categories, and line items so you spend less time typing.
Clarity
Your habits stay visible.
Budgets, goals, recurring entries, and trends help you understand the record you are building.
Simple, honest pricing.
Start free. Upgrade when you need sharing, higher limits, and faster capture.
Free
$0Free forever
Everything you need to start building your own ledger.
Join the waitlist- Up to 2 personal accounts
- Unlimited manual entries
- On-device receipt capture
- Basic spending insights
- Local-first and usable offline
Popular
Pro
$3.99/mo, billed yearly
AI capture and sharing for people who track with intention.
Join the waitlist- 1 shared account + 10 personal
- 150 AI credits / month
- Voice input & advanced scanning
- Goals, budgets & reminders
- Import, export & multi-device sync
Coming soon
Max
$10.99/mo, billed yearly
Higher limits, plus AI suggestions based on your history.
- 3 shared accounts + 30 personal
- 450 AI credits / month
- AI suggestions from your history
- Extra reminders & spending tips
- Everything in Pro, times three
Invite-only, for now.
We’re onboarding gradually while we tune the control-first tracking experience. Leave your email and we’ll send an invite as spots open up.
Already invited? Log in